immature pattern meaning in English

发育不全的模式

Secondly , it has done comparative research on the typical credit guarantee systems overseas in the principle - agent framework , including the comparison on the on principal - agent relations and the corresponding incentive parameters between guarantee agencies and government ; guarantee agencies and smes ; guarantee agencies and the bank in four kinds of typical patterns of credit guarantee system in the developed countries , and the comparison between the mature patterns and several immature patterns , and then it has analyzed the reasons which led to the differences between these two patterns from the perspective of the incentive mechanism
再次,基于委托-代理理论,以委托代理结构为框架对各典型信用担保模式展开了比较分析:一是对上述典型模式在三个委托-代理层次中的激励参数设计进行了比较分析并归纳了不同模式下使担保优势最大化的制度保障要领;二是将较成熟的担保模式与尚不成熟的担保模式相比较,在比较的基础上从激励机制的设计方面分析了后者在实际运作中效率低下的原因。